LOCATIONS Board of Directors Michael E. Golden Chairman, Chief Executive Officer & President (Bio) Stephen L. Perrone Director (Bio) Leonard Marinello Director (Bio) Alberto Valle Director (Bio) Michael E. Golden Chairman, Chief Executive Officer & President Mr. Golden has been our director since March 2002 and President and Chief Executive Officer since June 2002. He also has been Chairman of the Board and Chief Executive Officer of First Citizens Bank since August 2005 and its President since January 2007 . He has been in the investment banking/securities business for over 25 years. He was a Senior Vice President in sales and management at Smith Barney from 1979 to 1989. In 1989, he founded a securities firm, First Colonial Securities Group, which grew nationwide to 25 offices and 200 retail brokers specializing in asset management and investment banking. Mr. Golden worked at First Colonial Securities Group until March 2001 and acted as a private investor from March 2001 until April 2002 and as a private securities broker from April to June 2002. He also has been on the board of directors of other banks and industrial companies. He is currently Chairman of the Kid Academy, a child-learning center that he founded in 1987. He is a graduate of Temple University and earned a Bachelor of Arts degree, majoring in Accounting and Economics.(top) Stephen L. Perrone Director Mr. Perrone has been our director since September 2001. He also has been a director of First Citizens Bank since September 2001. He is founder and President of Brickell Bay Capital Group, a private investment firm, which was formed in 1996. Prior to founding Brickell Bay Capital Group, he was a partner with the law offices of Shutts & Bowen in Miami, Florida, where he began his legal career in 1968. He is also a Florida Certified Public Accountant. He has been active in numerous civic and community organizations and is a past board member of the Archdiocese of Miami Education Foundation and Gulliver School. Member of the Audit and Compliance Committee Chair of the Compensation and Nominating Committee (top) Leonard Marinello Director Mr. Marinello has been our director since April 2000. He also has been a director of First Citizens Bank since April 2000. He is founder, President and Chief Executive Officer of Allied Plating Supplies, Inc., a company engaged in the metal finishing business located in Hialeah, Florida, which was formed in 1957. He was a director of Commercial Trust Bank from 1988 to 1993. During his tenure at Commercial Trust Bank, he was an active member of its Loan and Audit Committees. He also has served as a director of several privately held companies, including Allied Plating Supplies, Inc. (Chairman), Arch Drain Block Co. (Chairman), Brick Oven Pizzaria and Royal Sport, Inc. He is a graduate of the University of Miami, where he received a Bachelor's Degree in Finance. (top) Alberto Valle Director Mr. Valle has been our director since September 2001. He also has been a director of First Citizens Bank since September 2001. He has been a Vice President at BMC Development at Woods Walk, Inc. since 1987. He was employed by Athlone of Florida, Inc. from 1987 to 2002. He was a director of Commercial Trust Bank from 1988 to 1993. He also served as Vice President and Lending Officer for Commercial Bank and Trust from 1985 to 1988. He attended the Havana Institute in Havana, Cuba where he received a Bachelor of Science Degree. Member of the Audit and Compliance Committee (top)

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